Meet the professionals who can help you pursue your goals

We help individuals and families pursue their ideal retirements.

Meet The Team

The team behind Spyrnal Financial Group is made up of qualified financial professionals who are passionate about helping individuals and families achieve their ideal retirements.


George F. Spyrnal Founder

George believes that the foundation of his business is relationships and always putting the client’s best interest first, which has been the key to his success. His philosophy is that everyone deserves good service, and what he enjoys most about his career is helping people. George has had his insurance license for almost 50 years and started his career with Prudential in 1974. He is a proud member of the National Ethics Association.

George is happily married to his wife, Cindy. They have four sons: George, Jon, Tim and Nicholas and five grandchildren: Lilyana, George, Reese, William and Tripp.  He enjoys the simple life on Pine Island with family and friends and spending time in Lake Geneva, Wisconsin. George and Cindy enjoy traveling and exploring new restaurants. George also enjoys snowmobiling with his sons in the Yellowstone National Park area.


Timothy J. Spyrnal Financial Advisor

Tim followed in his father’s footsteps and entered the insurance and securities industry in 2008.  Tim founded Spyrnal Wealth Management in 2011. He holds a bachelor’s degree in business management and quantitative methods from Illinois State University. He has passed the Series 66 securities exam and is an Investment Adviser Representative (IAR). Tim's philosophy is to "educate retirees so they know what all their financial options are.”

In his free time, Tim enjoys spending time with his family, especially his nieces and nephews. He also likes boating and fishing in Southwest Florida, as well as hiking and snowmobiling in Yellowstone National Park. 


CHAD P. MICHAELS, RICP®, CFP® Chief Investment Officer

Chad believes everyone deserves a worry-free retirement. Chad especially enjoys engineering personal plans that fit specific individuals. He is from Cape Coral, Florida, and graduated from Florida State University with a bachelor’s degree in business management and finance. He has passed the Series 66 securities exam and is a fiduciary. Chad also has earned his designations as a RETIREMENT INCOME CERTIFIED PROFESSIONAL® and CERTIFIED FINANCIAL PLANNER™ professional.

After five years as an auctioneer in fine collectibles and militaria, Chad moved back to Cape Coral to start a family. He married his high school sweetheart, Britney, and they have two amazing boys, Connor and Garrett. In his spare time, Chad enjoys attending church, golfing, barbecue and, of course, cheering on FSU. “Go Noles!”

Our Staff

Cindy Spyrnal

Office Manager

Penny Honc

Client Relations Manager

Ready to Take The Next Step?

For more information about any of our products and services, schedule a meeting today or register to attend a seminar.

Or give us a call at 239.282.2835.